BLOGS AND ARTICLES FROM THE POS SOLUTIONS TEAM

Point of Sale Software

Top customers by visits

POS SOFTWARE

In retail getting customers to come more often to the shop is vital.

Questions:

Why do some customers come often and others do not?

Have you thought about this tried to figure out why some come a lot?

If you know, maybe you can use this information to get more people to come to your shop. Well, let us do that!

In your point of sale software and go into register reports>customers

There you will find a report "Top customers"

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Now click on that report (see the arrow in green)

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Now put in the dates you are looking at, I suggest at least a year and if you like a minimum spend.

See where the green arrow is highlighting. Change the sort order by visits.

This will give you a report with a grouping of your customers based on how often they buy from you. Now chew over why these people are coming, what are you doing right to get them to come?

 

Now let’s dig deeper

There are many other orders e.g. a listing by people that buy a lot you can use in this report, all which have their own story too. So there is plenty to chew over here.

 

 

 

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Improving your WIFI

POS SOFTWARE

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WIFI now is indispensable and here are some tips if you have problems with your WIFI signal in your retail shop.

Measure the problem

You cannot do much till you have measurements, the WIFI app that I like to use to help me judge WIFI signal strength is WIFI Overview 360 Pro available on google play free. I suggest you first get a copy. 

Now look at the position of the modem

All too often technicians tend to put the cables so modems in the office area which is an out of the way place in the shop. As walls and doors all block the WIFI signal so putting the modem in the office room is often wrong. This is not good for WIFI modems. The WIFI modem should be as central as possible in the shop hopefully near the main areas where people use WIFI.

Move things away

Move away from anything from the modem that blocks the signal.

Up higher

What we find works well is to raise the WIFI modem, the higher the better. Because it sometimes is an eyesore what you can do is put the modem in a nice material bag and hang it up on the wall. Do not use a plastic bag for this. 

Silver foil

A neat trick here which you can experiment with to boost the WIFI signal is put silver foil between the modem and the wall. Some WIFI signal in the shop will bounce off the metal foil back onto the modem.

Reduce the number of devices you use

Try reducing the number of items using the WIFI in the shop, too many WIFI devices can cause problems. Maybe you cannot provide all your staff with WIFI in the shop to their mobile phone. 

Reduce electrical interference 

Try to reduce the electrical interference particularly from other WIFI modems. I remember going to a neighbours shop and talking to the owner there to make some compromise in the positions of the WIFI modems as their modem was interfering with our client's modem. This is a particularly big problem in shopping centres where there are heaps of WIFI modems, cordless phones, etc all belching radio signals. 

Try changing the channels on your modem

Try changing the channels that your WIFI modem uses. As a rule, 5 GHz is faster but works on a shorter distance while 2.4 GHz gives a longer range. Experiment with both and see what works best for you.

Antenna adjustment

Try putting the antennas in different directions say one vertically and the other flat. WIFI signals come from all different directions.

So there it is, now see how these tips go for you.

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Problem with cloud storage

POS SOFTWARE

Cloud_point_of_sale.jpg

A word of caution:

Cloud storage as it is a third-party system is inherently risky. What it is, is another person's computer that you are putting on your information.

If that computer is in another country, then the information is also subjected to another country's legal system, in some cases, this may be an issue with Australian law. 

More importantly for most of our clients is that there are numerous examples of cloud providers evaporating like the cloud they are named and information being lost despite these people using well-established companies like Microsoft.

For example:

One of our clients a few days ago just got burnt. What happened is that he hired a professional photographer a few months ago to photograph his shop. This the photographer did and then gave him a USB stick with the photos on it. Then my client did was look for a good deal and then signed up to a cloud storage service. He then transferred the photos to this online cloud storage and thinking that as he had the pictures, he could score a USB stick for other tasks, so he reused the USB stick.

He needed the pictures a few days ago and discovered that the photos were gone from the cloud. He then in a panic contacted the cloud provider to ask where the images are? He was told that as he had not used the account for 60 days, the account was automatically cancelled and so the photos were lost. Now he has no pictures, and the photographer has to come back.

The solution is

If you are going to use cloud storage, I recommend that you also use as a backup an external hard drive just in case. For a few hundred dollars you can pick up today a massive hard drive. You will not be sorry if you have too many copies. 

 

 

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Make a shop user guide

POS SOFTWARE

User guide for a POS Software

This is a tip. Open up a computer editor like notepad or Microsoft Word and start a user guide making pages on what to do at the end of the day, week, month, quarter and year end. Now save it on the windows screen. This is now your user guide.

I also put in my user guide pages for computer procedures, contact information for the specialist for a particular point and just about everything else that I may need as I discover it such as extras like the procedures to return goods to supplier ABC, etc.

So the next time you do any of these tasks you write in the user guide step by step exactly what you did, e.g. you go to this document, put these options in here, then print off a copy and then send this copy to person XYZ. Now you go to this website and enter these figures in there. Now you do this... 

The reason I say use an editor is so you can edit and add extra items as they catch your eye.

The problem is often that you do a quarter processing for GST and then you do not usually remember all the steps the next time it needs to be done. So the idea is that soon this user guide will give you and your staff a set of instructions that you all can turn to for guidance. This user guide is not something that you write once and never look at again. I run through it religiously before doing the task, and if I discover a better way of doing something, I edit and change it. At all times I make sure that everything is up to date. 

This user guide will save you heaps of time. 

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Busiest retail days of the years coming!

POS SOFTWARE

Are you prepared for Christmas?

Being prepared

 We are now to the start of this year's festive season, have you checked to make sure that everything technically works? 

Here is an interesting question to ask yourself, what will be the cost to your business if you suffer a Point of Sale outage on this holiday? 

If you want to deliver the level of service that your customers demand, check that your computer system is working correctly now!

 

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Another court case over

POS SOFTWARE

 Although I do not want to name names, one of our clients, a small newsagent has finally settled with one of their old suppliers their case. The amount of money our client has recovered about a quarter of a million dollars which is not all their loss and they have to bear their costs which will make a substantial dent to the payout figure.  I will not be surprised if it is over half the payout amount.

So I think it is a good example to discuss the dangers of taking on agency sales in modern retail. 

An agency sale is a product for sale that a retailer markets on behalf of another organisation e.g. transport tickets,  bill payments, dry cleaning drop-offs, transport, lotteries, etc. Often the payout is seen partly in the number of customers coming to the shop to get these items. As the margins on these products tend to be low, to get a decent return you need a lot of sales which became the problem here as you will see. Say you make $20,000 at 2% margin you are looking at a million dollars of turnover. 

What happened here is that the supplier gave our client an electronic key once our client had signed the appropriate forms and also gave the supplier their bank account details. 

The problem is that someone else got a copy of my client's electronic key and soon they were trading on this account. As they were selling my client got billed for their trade. This other business did about $100,000 a year of trade in these goods and over time, the amount grew to about a quarter of a million dollars. 

This was only noticed by accident when an item was sold in this other business that my client had never traded. My client then immediately questioned this sale. Soon a stop was put on the account. Then my client requested as it was an error for a full refund of a quarter of a million dollars.

A dispute started.

No-one disputes that these trades were done by someone else.

However, the supplier stated that the only way for this key to have gone to this other business was if our client or people associated with our client had intentionally or otherwise given this electronic key to another business. So my client is at fault. My client does not feel that this happened. Also, my client's lawyers stated that even if this was true, it was the supplier's fault as their security is clearly not good enough as all a person had to do was copy an electronic key. 

Now you would think that it would be in everyone's interest to find out who this other business was? Well not really as it might establish who is at fault and if that other business did not have a quarter of a million dollars, then whoever is left with the blame and so probably the debt they would not be able to be recovered.

However, both sides did agree that my client was at fault for not having proper control over their accounts, something they are legally supposed to do. 

So began a three-year case which went on and on until finally, both sides came to a deal.

Here are some points that I think came out of this legal case

1) You need to audit your agency sales, your point of sale software needs to produce reports detailing your sales which you need to match up to the supplier's figures.

2) You need to ensure adequate security of your computer system. The supplier's argument that someone who knew what they were doing *could* get a copy of the electronic key given access to my client's computer system is valid. 

3) The authorities were not helpful, and the legalities are not straightforward.  Here is suited both parties interest not going to the police.

4) Agency sales even if they do not make much profit can generate a lot of turnover so giving a high risk.

 

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Importance of cleaning your keyboard

POS SOFTWARE

Cleaning a keyboard

The keyboard of a point of sale system in a shop is generally in a dirty environment and shared with many people. People will often work the keyboard while eating and some may have used it after blowing their noses. As food build up inside the keyboard, it makes an excellent environment for germs to spread.  So the odds are that it is incredibly dirty and full of bugs. So regularly I suggest that you give it a clean.

This is how I do it.

Before I start to clean the keyboard, I turn off the computer. I find this quicker then disconnecting the keyboard. 

On the keyboard, I find a sticky note is great for running down the tracks to pick up the loose debris that collects there as it sticks to the glue. So keyboards need a few sticky notes. Sometimes a toothpick is handy here for bigger stuff. Then I use a cotton swab into some rubbing alcohol to get into these tracks too. Now I may need another sticky note to run through again.

Now I use a cloth with only a touch of the rubbing alcohol and wipe the surface. If a spot does not go away, the toothpick is useful to remove the spot too.

Now wipe with a dry cloth. Do not leave the keyboard moist. 

Cleaning a computer keyboard is not just about looking good but also about good personal hygiene 

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Credit limits

POS SOFTWARE

One of the main reasons for small business failure is poor credit management.

Now the problem is

Many people will not deal with you without credit yet it is too easy to sell on credit to a customer and as they come in, for your staff allow them to get more and more money outstanding, and then you find out later that you are looking at a long and big problem trying to collect it all. I know from personal experience trying to recover debt can be stressful and time-consuming and it is also a great way of making enemies. 

Often what we see is retailers often have to make deals to get most of the debt so you’re just leaving money on the table

This is why it is so essential to make from day one for each debtor a credit limit. It then becomes a management decision if the debt goes over a certain amount. Once the credit limit is reached (the account is maxed out) and our POS software will not allow any more purchases on the account unless some of the debt is paid or you make a management decision to increase the credit limit.

Here is how we do it

In your system, click on the main menu to customer > customer maintenance

Now call up a customer, now click Other Details. (see green arrow below)

 

There are two options that I would like to run through with you. 

You can select a credit limit for a period, a big problem with majors is that they have the money, but they take a long time to pay, so in this case, you may want to give them a large credit limit but watch if they go over time.

The next option is that you can decide whether the account if it goes over the credit limit should be stopped or whether the operator should be warned so you can be notified. While they are in front of you and they want the goods is the cheapest and best place to collect the debt.

Trust me. It’ll all be worth it to do this.

Allow people to get more credit limits over time, start them small and let the amount build up.

I also would recommend too that every year to do a review of your credit limits.

 

 

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Black Friday

POS SOFTWARE

Black Friday is considered to be the official start the Christmas shopping retail season. In the US it is one of the busiest retail days of the year. Its importance in Australia is growing as you can see here.

Black Friday on Google Trends 2018

There is every indication that this year will exceed last year so almost all significant retailers Australia are doing something by offering the public some good specials and most will have extended trading hours to take advantage of the increased traffic on that day.

Also what we are seeing is the marketing groups are pushing their members for submissions for the day.

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If you are part of Zip, you need to have your submissions in by this Friday, 9 November. One advantage of Zip as a marketing group is that its membership is free.

Note I would not worry about Cyber Monday, it is more for software companies like us in Australia, rather retailers.

If you have not done anything yet, I do suggest that you do give serious thought about doing something at least put a few signs up and put something on your receipts. 

 

 

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Melbourne Cup today

POS SOFTWARE

Our Melbourne Office is closed today but support will be done through our NSW office today plus you will have access to our after-hours support

Melbourne Cup 2017

If you are having a punt, I wish you good luck. Unfortunately, it looks like we will have some rain, which always mucks up the horse selection so I would not recommend making a selection until the course condition is clear.

 

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Speed up the cash register queues - seven tips

POS SOFTWARE

First of all

Studies show the average time a person will wait is 6 to 7 minutes in a queue before walking out. This is the average, some will not wait at all, and some will walk out if they see a long line. Also studies show that shoppers have a long memory and if it was slow the last time, they often do not come back. The loss of trade here is calculated at about 10% of overall sales. 

Bottom line

So if you are doing $1,000,000 turnover a year, its estimated your loss is about $100,000 a year. If your averages margin is about 30%, it costs you about $30,000 here of profit a year. 

This is why so many majors eg Amazon, the big supermarkets, etc are investing huge sums of money in an attempt to speed up the cash registers such as click-and-collect, self-serving registers putting up with all its problems of high theft and offering online with free delivery. 

 

On this cash register number, they were doing a transaction every three (3) seconds.

Here as you can see, they did transactions from two (2) seconds onwards.

On this page, it was four (4) seconds onwards. Interestingly the $431.80 transaction that would have been for many items to scan was done in about forty (40) seconds.

The big problem here is that this is about the limit that an operator can process.

Here are seven tips to stop you robbing yourself of sales besides having our system, 

1) Try and restructure your queue layout, so you have a single line that leads to several operators, not only will it speed up the queue but it also seems to the customer fairer.

2) Put something up that hides long lines from the public, what you do not want is people walking in, seeing a long queue and just walking out.

3) Give people something to do in the line, it might take their mind off the wait. A TV with the news and weather on, magazines they can read and buy, etc.

4) Staff should not be allowed to go to the cash register area if they are not doing the cash register, it looks terrible to a waiting customer when they are waiting to be served, and they see a people behind the counter doing something else besides helping them.

5) Scan everything you can. Barcodes are faster than manual entry. Bundle items if possible e.g. take five tapes of sticky tape and make a package with a barcode. It is quicker to scan one item then five items and besides you may pick up more sales.

6) Integrate the EFTPOS units into the cash register. This saves double handling of amounts and also has a bonus of reducing mistakes.

7) Make sure that you have fast operators, in slow times an operator that is talkative and likes to comment on every item being scanned might be excellent, but when the queue is long, you need these operators fast. You can quickly check their rate in our software.

 

 

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SWOT analysis for retail

POS SOFTWARE

In my position, invariably as some organisation comes up with an idea that they want use of our point of sale software the second person I meet after the organiser is the consultant and the first thing that this consultant wants to do is a SWOT analysis.

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First off

It has become the framework for thought for business today in Australia. 

What makes it so powerful, is that it is easy to do once you get the hang of it, in groups.  Although it works well, I find just with one person.

It works great on a whiteboard but you can also put a big white cardboard on the wall for people to write on. 

What you do is get a few people together to look at your retail business.

Here’s how it goes:

On the top left is Strengths

Here you list your good points where you have edge e.g. you have a better range of stock. You have better trade knowledge, faster service, a good location, etc

Weakness

Now you think up points that you are weak. These are your problem areas, eg your prices are a bit dearer on certain items, people going to the station do not pass your shop, the front of the shop needs work, your hours are not as good as your competitors, etc.  

Opportunities

This is where you list what you see is the growth areas in your business. Maybe you could put in a coffee machine, maybe increase your educational range, etc.  List here where your business could go? 

Threats/problems you face. 

Here you list what problems and difficulties you see in your business, e.g. salaries costs are so high now, that staff has to be cut, pet food prices here are dropping, magazine sales are down, a shopfit has to be done, but the cost is prohibitive, etc 

So here it is:

How you have filled in the board, you have something that a business consultant would charge you several thousand dollars. I am sure you will have much to think about this board.

I have clients that every year, do this to see how they are going.  I do it for almost every new business idea, I get.

Now make it happen for you

If you want to do this, here are some blank templates to start you off

 

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Flash sales

POS SOFTWARE

Crazy Halloween Sale

Everyone is trying to get some more retail sales. One of the most effective methods is a flash sale where you have a great deal going on offer now for a very limited time.

One of my clients got from a local gym, an offer called a "Crazy Halloween Sale" a few days ago by SMS, with an offer of15% off with no administration fees if he signed up today. He thought about it and decided if the gym can have such a sale why cannot he make one for his business.

This is where the story gets interesting.

He took a few items, prepared three offers and used his VIP system in our POS software to send out his "Crazy Halloween Sale" by email newsletter. He picked up a couple of sales which he thought was enough to justify the work.

The next day, the gym sent him an SMS, that due to the success of the  "Crazy Halloween Sale" they were extending the offer to Sunday.  My client thought about it and decided since it was working for the gym and his business he would do this too. So he sent another lot of emails saying because of the success of his stores "Crazy Halloween Sale", they were extending the offer to Sunday. He has now picked up a few more sales.

This is an example of a flash sale and how effective it can be in attracting people due to the hype and the short sale cycle.  

Here are some points if you want to run a flash sale

- Use a marketing sign in the shop window. 

Have a decent mailing list, if you need email addresses if you are our client we can supply you with a free email mailing list from your area with businesses that you can send emails too to seed it but you do have to work it to get this list. You will get by using your VIP loyalty marketing anyway. 

Facebook advertising can be used very successfully.

- Have a believable reason why the flash sale should happen eg you sell doughnuts and today is "National Donut Day". You are a sandwich shop and its after lunch and you have all these sandwiches you must get rid of. Another example might be you have all these Mother's day cards and it is so close to Mother's day that all of this stock must go. The more believable the reason the better.

- See if you can upsell by adding to the sale items some other items.

- Make sure you are prepared with enough stock and staff. There is nothing more frustrating than having people come to buy a product that you do not have or walking out because the queue is too long.

Good luck and let me know how went for you.

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Halloween 2018 NASA

POS SOFTWARE

Halloween Saturn NASA 2018

 

Come Halloween, most of our clients did something to take advantage of the holiday traffic as it is becoming more accepted and more Australian mainstream.

So did a lot of other organisations, NASA deciding the time was right, released this picture today showing that there is something spooky now in our solar system. 

 

You want some ideas for next year, here are some instructions on how NASA makes an out-of-this-world Halloween pumpkin?

 

 

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Point of sale + MYOB + Quickbooks + Xero

POS SOFTWARE

Accounting process
 

Our POS software integrates seamlessly into many leading accounting systems. This reduces much of the data entry and eliminates the error that occurs with manual entry of entering in daily sales, payment, accounts, stock movement, etc. 

This allows you to spend less time with your accounts and so have more time for other things plus be more accurate at the same time. 

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Lottoland stopped in Germany

POS SOFTWARE

lottoland.png

In a story that sounds very familiar to an Aussie, the German courts have ruled that Lottoland may not run in Germany and Lottoland may not accept German gamers. Apparently in Germany Lottoland is taking about 7% of the local lottery sales now.

Click here for more details

 

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Microsoft's Windows 10 future

POS SOFTWARE

Win10.jpg

I was reading this report on the Microsoft financial report here

Most of their revenue now comes from cloud-based products like Office 365.

Still, they are doing well out of Windows 10 updates. I am not surprised as its an excellent product and as a result, we have upgraded almost all our clients to Windows 10, but Microsoft has only about a year and a bit, of these upgrade left as Windows 7's free support which is very limited now will end on the 14 January 2020. 

The article does state that Microsoft "has no intention of leaving money on the table, even if there never will be an explicit Windows X-to-Windows Y transition" but what does that mean for Windows, we still do not know?

 

 

 

 

 

 

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Why Integrate Your eCommerce Website and your Point of Sale Software?

POS SOFTWARE

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The major reason is it is more practical, quicker and easier to use, as you do not need to learn and operate two separate systems. 

It is almost certainly a cheaper solution too as you are only buying one system, not two.

With two separate systems, someone will need to move information from one system to another.

A typical cycle might be something like this. 

  • Stock information has to be taken from your POS software and put into your eCommerce website.
  • Orders from your eCommerce website have to be put into your POS software
  • Stock levels need to be checked on both systems.
  • Then the shipping information and tracking reports have to be put into the eCommerce website from the POS software.

During all of this mistakes happen.

What I have seen is

  • Shipping addresses entered wrong.
  • Stock levels are wrong so there is the problem of no stock due to overselling.
  • There is a lot of stock information required to be put in, so many items are not put on the eCommerce site as it is too much work.  

All these problems are avoided by integration.

If you do not integrate your eCommerce and POS software, it will cost you. 

Check our solution out.

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Retail Express advertising

POS SOFTWARE

.A competitor of us Retail Express, who probably consider us their biggest competitor released many advertisements which we considered as being misleading and deceptive. For the full history of the matter click here 

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When I first started blogging about it, it was just in frustration at Retail Express to fix the matter and the incredible refusal of the major search engines to even discuss the matter.  I was told to keep a record of the matter which I have been doing. So every month, I have to check what is happening and note it down. Since it is I believe a matter for the public, I have been doing that here.

Unfortunately, the page has grown so big, that I need to split the original page which is what I am doing.

So here is the second part.

4 July 2017

It appears that there has been a change in these dubious advertisements

Clearly they must see us as their major competitor

In google, they now put their name in it.

They also have added another search provider and again they have put their name on the top

 

On the other hand, they have dropped yahoo which maybe as their daily advertising budget for that is spent, or it may mean something more.

 

 

 

 

Is someone worried about what we consider quite dubious advertising.

 

Update:17 July 2017

These Retail Express advertisements that I consider to be disreputable and shameful have changed again. I am wondering that it must be worth much to them to steal our traffic in such a dodgy way. Have we really taken so many customers away from them because their latest advertisements are getting very close to us again.

Here you decide whether its misleading

 

 

August 2017 update

Well there are some changes to the current adverting by Retail Express in relation to this form of advertising, it looks like they are no longer using Bing and Yahoo for their advertising, is it Retail Express decision or Bing or Yahoo, I do not know but most PPC that use Bing also use Yahoo and Ask. As you can see nothing in Bing, Yahoo and Ask but the modified advertisements are still going out in Google.

 

 

 

 

Still it does appear that to others like Revel , vendhq and netsuite that POS Solutions are the ones to beat, if for example, I go to a listing of top point of sale companies and I enter in a few of them like Idealpos, I get this, not one of them is there.

 

 

Update 30/8/2017

Well as I stated it appears that several other point of sale software suppliers are using us as a keyword. Retail Express have not given up but they now appear to be making sure that it does not appear to be "passing on."

Vend's point of sale system, NetSuite , Revel Systems and pbsapos all use this form of advertising too. Here are some screenshoots

 

Update Oct 2017

Overall I was very pleased at first with this month report

If I do a google search "pos solutions australia", I get this, as you can see no retail express, no-one passing off.

 

Then I went to bing and did the same seach

 

Now what do you see? Retail Express heading states "Pos Solutions - Australian...." It is getting very close.

If I do a search with ASK.COM, I get

 

As you can see there is no passing off there.

What really annoys me, is if I put in google "retail express", I see no passing off at all

 

 

On a personal note, I think this is really wrong what is happening here.

 

October 2017 report

 

Well as you can see its not just retail express that are doing these advertisments in October. Checkout the fedeltapos, in the ASK.COM picture where you might looking for us and never realise that it was not us and so click on it. Please let me know what you think of these sort of advertising?

 

 

 

 

 

 

December 2017 report

Well for the first time since this began, I feel positive over this. Here are searches from google, yahoo, bing and Ask. As you can see they look kosher and halal. Why did retail express and others stop, I wish I knew.

Searches for POS Solutions Australia by google

Searches for POS Solutions Australia by Bing

Searches for POS Solutions Australia by yahoo

 

 

December 2017 report

Well for the first time since this began, I feel positive over this. Here are searches from google, yahoo, bing and Ask. As you can see they look kosher and halalic. Why did retail express and others stop, I wish I knew.

Searches for POS Solutions Australia by google

 

 

Searches for POS Solutions Australia by Ask

Jan 2018 report

Well for the second time since this began, I feel positive over this. The ads when I checked have continued to stop, I still would like to know why did retail express stop, I wish I knew.

 

2 Feb 2018 report

Checked and these advertisements are still not there.

5 March 2018 report

This is great news, I am happy to report that these dubious advertisements in our monthly check are still not there.

3 April 2018 report

All good, I cannot see these dubious advertisements in our monthly checks.

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22/August/2018 report

Checked and these advertisements are still not there. I wonder if our recent complaints made a difference.

21/September/2018 report

Checked and these advertisements are still not there. 

24/October/2018 report

No such advertisements are there. 

 

To be continued

 

 

 

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The end of laybys

POS SOFTWARE

Christmas is coming, it is less than two months away and I was talking to a few clients who do a lot of laybys, their laybys are down, way down on last year. 

I decided to check with google trends, as to what the Australian market thinks.

Layby vs afterpay over the past three years

It is clear that a market shift is underway.  The figure is even bigger for "Buy now, pay later" model as I could not include zip because zip is a common term used for other things so it is fair to say that this yellow line should be twice that height. 

I decided to just look at the layby by itself and got this.

Layby interest over 3 years

The green line is the trend and you will notice that it is straight down. 

How are your laybys doing? Believe me, if you are doing well with them you are an exception.

If you are counting on using laybys this year, I doubt there will not be much. The closer it gets to Christmas, the worse it is going to get as laybys need time to work and the time is running out.

Every store needs now a "Buy now, pay later" option, it does not need time, you can pick when you want to use it, you are under no obligation and it costs you nothing to have it. Plus these, in general, are very good customers to get.

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We have arranged a very good offer from Zip for our clients, which includes a good rate, marketing information and signs as an introductory with no obligation to try it out. I suggest you look into it. Click here  if you want more details.

Note the recent announcement from one of our competitors that they are going to offer zip and afterpay too as well as oxipay, confirms that their customers are reporting the same thing and have similar needs to our clients.


 

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